Our team

Cratos Life financial advisors are highly skilled in delivering personalised solutions across the whole Discovery portfolio

Graeme Twidale

Graeme Twidale

Chief Executive Officer

Graeme is a fully accredited financial advisor, including regulatory examinations for both key individual as well as representative roles, with over 12 years industry experience. He has formerly been the operations and sales director of one of the industry’s leading financial services groups looking after a staff compliment of around 50 brokers and 30 admin staff. As the owner and Chief Executive Officer of Cratos Life, Graeme focuses on ensuring excellence in Cratos Life deliverables.

Craig Richardson

Craig Richardson

Financial Advisor

Craig entered the financial services industry with a bang, winning the Cratos Life broker of the year award for 2017 and 2018 consecutively. His ability to build relationships and design personalised financial solutions is a unique skill that has resulted in exceptional performance. Formally a team lead and project manager at a large corporate, Craig has transferred his data and analytical skills into the financial services industry, bringing a unique perspective in building financial performance potential.
David Yach

David Yach

Financial Advisor

David joined the Cratos Life Team in 2020. With over 14 years of Banking Industry experience, David brings with him a wealth of knowledge, high level structuring and networking capabilities.
Lincoln Kekana

Lincoln Kekana

Financial Advisor

Lincoln has been a Financial Advisor since 2015. He has excelled beyond the industry norm, crafting individual solutions that maximise potential. His ability to listen and understand personal needs has helped him build clear financial objectives for his clients. Lincoln initially started his career in the supply chain and project management industry at a large corporate. Lincoln progressed into contract management, which has added exceptional value to understanding the financial services business. His natural and acquired skills have helped him fine tune his advisory capacity at near record pace.

Shane Berkowitz

Shane Berkowitz

Financial Advisor

Shane is an experienced and qualified Financial Planner with an established history of working in the Financial Services industry since 2006. His skills focus on Offshore Banking, Offshore Investments, Asset Management, Retirement Planning, Estate Planning and TFSA. He believes in strong client support. Shane is a Post Graduate, CFP® specialising in Financial Planning and Services from the University of the Free State/Universiteit van die Vrystaat.
Jean Wilson

Jean Wilson

Discovery Insure Specialist

Jean is our in-house Discovery Insure Specialist. Jean’s passion is to deliver the most comprehensive client focused solutions across the the Discovery Insure range. She assists clients in maximising their cover and benefits. Following an extensive career in the luxury goods industry, Jean was recruited into the financial services industry in 2017. Her understanding of the Discovery Insure products gives Cratos Life clients the advantage.
Carrene Paiken

Carrene Paiken

Health Broker

Carrene is the Cratos Life in-house Health, GAP and Vitality specialist. She is extremely passionate about the Vitality programme and spends time getting clients to Gold and Diamond status, along with all the benefits of the programme.

Carrene has an MBA in finance, but spent most of her professional career in the NGO sector. As a consultant she helped structure programmes and non-profits to run as a business making them more impactful and financially secure. She has worked both locally and internationally in disaster management NGOs as well as Investec Bank in various key roles. Her shift to the health industry was prompted by being available for her young family – but she brings extensive experience and structure to her position making her an asset to a growing team.

Deepa Govind

Deepa Govind

HR Manager, Executive Broker Assistant to CEO

Deepa joined Cratos Life in 2013 and through her diligence and attention to detail she has acquired the role and responsibility of an HR Manager & Executive Broker Assistant to the CEO.

Deepa started her career in the Financial Services industry 10 years ago in the capacity of an Administrator. She has obtained her Human Resources Management certificate recognised by the University of Cape Town.

Eileen Guerini

Eileen Guerini

Executive Assistant

Eileen has 25 years’ experience in the Financial Services industry. With this wealth of experience and knowledge, Eileen thrives on efficiency, accuracy and attention to detail. Eileen is the Executive Assistant to Jono Shapiro.