Our team
Cratos Life financial advisors are highly skilled in delivering personalised solutions across the whole Discovery portfolio
Graeme Twidale
Chief Executive Officer
Graeme is a fully accredited financial advisor, including regulatory examinations for both key individual as well as representative roles, with over 12 years industry experience. He has formerly been the operations and sales director of one of the industry’s leading financial services groups looking after a staff compliment of around 50 brokers and 30 admin staff. As the owner and Chief Executive Officer of Cratos Life, Graeme focuses on ensuring excellence in Cratos Life deliverables.
Craig Richardson
Financial Advisor
David Yach
Financial Advisor
Lincoln Kekana
Financial Advisor
Lincoln has been a Financial Advisor since 2015. He has excelled beyond the industry norm, crafting individual solutions that maximise potential. His ability to listen and understand personal needs has helped him build clear financial objectives for his clients. Lincoln initially started his career in the supply chain and project management industry at a large corporate. Lincoln progressed into contract management, which has added exceptional value to understanding the financial services business. His natural and acquired skills have helped him fine tune his advisory capacity at near record pace.
Shane Berkowitz
Financial Advisor
Jean Wilson
Discovery Insure Specialist
Carrene Paiken
Health Broker
Carrene is the Cratos Life in-house Health, GAP and Vitality specialist. She is extremely passionate about the Vitality programme and spends time getting clients to Gold and Diamond status, along with all the benefits of the programme.
Carrene has an MBA in finance, but spent most of her professional career in the NGO sector. As a consultant she helped structure programmes and non-profits to run as a business making them more impactful and financially secure. She has worked both locally and internationally in disaster management NGOs as well as Investec Bank in various key roles. Her shift to the health industry was prompted by being available for her young family – but she brings extensive experience and structure to her position making her an asset to a growing team.
Deepa Govind
HR Manager, Executive Broker Assistant to CEO
Deepa joined Cratos Life in 2013 and through her diligence and attention to detail she has acquired the role and responsibility of an HR Manager & Executive Broker Assistant to the CEO.
Deepa started her career in the Financial Services industry 10 years ago in the capacity of an Administrator. She has obtained her Human Resources Management certificate recognised by the University of Cape Town.
Eileen Guerini
Executive Assistant