Individual Solutions

Cratos Life builds personal financial solutions around your specific needs, budget and profile to ensure you future financial freedom.

Personal Solutions

Cratos Life tailors financial advice to your specific needs across a spectrum of Discovery products. We cater to your circumstances, budget and unique position with a personal consultation and effective financial proposal.

Investment Solutions

Cratos Life specialises in creating wealth through monitored Discovery Invest options, our financial advisors provide advice that yields results.

Retirement Solutions

Planning for and managing your retirement is a priority at Cratos Life, we aim to ensure you live your best life possible, for as long as possible.


Discovery Health is South Africa’s largest administrator of medical schemes Discovery Health is the leading medical scheme administrator in South Africa

Short Term Insurance

Why choose Discovery? Insure Discovery Insure offers you comprehensive, flexible and affordable insurance tailored to your lifestyle


Why do I need life insurance? Life insurance takes care of your loved ones when you’re unable to.


Enhanced investment opportunities to create and build your wealth At Cratos Life, we build your investment plan around you