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Cratos Life

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Let’s support & help one another during these trying times

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Financial

services

Cratos Life builds custom solutions aimed at providing financial security.

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Financial

advisors

Cratos Life financial advisors are highly skilled in delivering personalised solutions across the whole Discovery portfolio.

Meet our financial advisors

About

Cratos Life

Cratos Life is a juristic representative of Discovery Life, an authorised financial services provider, FSP 18147.

About us

Online Doctor Consultations

COVID-19 Online Doctor Consultations available to all South Africans through a Discovery and Vodacom partnership. To assist the country’s healthcare system in managing the challenges presented by COVID-19 this partnership provides a free Online Doctor Consultation platform.

Book an online consultation

Vitality at home

To help support our president’s call for our nation to stay home, Vitality brings you #VitalityAtHome to encourage you to stay healthy and keep you rewarded at home. Discover how you can stay fit, stay healthy and stay rewarded while staying at home!

Visit #VitalityAtHome

Individual and corporate insurance solutions

Cratos Life is a juristic representative of Discovery Life, an authorised financial services provider, FSP 18147. We offer personalised solutions across the range of Discovery products.

Health
Health

Discovery Health is South Africa’s largest administrator of medical schemes Discovery Health is the leading medical scheme administrator in

Short Term Insurance
Short Term Insurance

Why choose Discovery Insure Discovery Insure offers you comprehensive, flexible and affordable insurance tailored to your lifestyle. The cover

Life
Life

Why do I need life insurance? Life insurance takes care of your loved ones when you’re unable to. Life

Invest
Invest

Enhanced investment opportunities to create and build your wealth At Cratos Life, we build your investment plan around you

Personalised
solutions

Cratos Life tailors financial advice to your specific needs across the spectrum of Discovery products. We cater to your unique circumstances, budget and individual position with a personalised consultation and an effective financial proposal.

Our solutions

Our professionals

Cratos Life professionals are highly skilled in delivering personalised solutions across the whole Discovery portfolio, ensuring innovative wealth management.

Graeme Twidale

Graeme Twidale

Managing Director

Graeme is a fully accredited financial advisor, including regulatory examinations for both key individual as well as representative roles, with
Carrene Paiken

Carrene Paiken

Health Broker

Carrene is the Cratos Life in-house Health, GAP and Vitality specialist. She is extremely passionate about the Vitality programme and
Craig Richardson

Craig Richardson

Financial Advisor

Craig entered the financial services industry with a bang, winning the Cratos Life broker of the year award for 2017
Gary Berkowitz

Gary Berkowitz

Financial Advisor

Gary has worked in the financial services industry for over 13 years. He thrives on crafting innovative solutions for his
Heinz Rautenbach

Heinz Rautenbach

Financial Advisor

Heinz recently joined the Cratos Life team, recruited because of his exceptional communication skills. With over 2 years experience in
Lincoln Kekana

Lincoln Kekana

Financial Advisor

Lincoln has been a Financial Advisor since 2015. He has excelled beyond the industry norm, crafting individual solutions that maximise
Roscoe Katz

Roscoe Katz

Financial Advisor

Roscoe has been in the financial services industry for over 13 years. He is a certified financial planner with a
Samuel Kekana

Samuel Kekana

Financial Advisor

Samuel is highly skilled in building a firm client relationship. His understanding of the financial services industry, Discovery product portfolio
Jean Wilson

Jean Wilson

Discovery Insure Specialist

Jean is our in-house Discovery Insure Specialist. Jean's passion is to deliver the most comprehensive client focused solutions across the
Deepa Govind

Deepa Govind

Office Manager

Deepa joined Cratos Life in 2013 and through her diligence and attention to detail she has acquired the role and
Catherine Roussouw

Catherine Roussouw

Broker administrator

Catherine provides administrative support to brokers and manages client queries. She has a natural ability to ensure brokers and clients
Pontsho Molaba

Pontsho Molaba

Broker administrator

Pontsho has built a company reputation of being diligent and effective in getting the right portfolio information at the right
Preyoshni Naidoo

Preyoshni Naidoo

Broker Personal Assistant

Preyoshni is a Broker Personal Assistant Cratos Life. She is responsible to ensure your documents are accurately prepared for your
Deveshni Naidoo

Deveshni Naidoo

Receptionist and portfolio administrator

Deveshni ensures a professional image at Cratos Life, both in reception and in administering portfolios. Her passion for accuracy and
Gabrielle Shaw

Gabrielle Shaw

Receptionist and portfolio administrator

Gabrielle ensures a professional image at Cratos Life, both in reception and in administering portfolios. Her passion for accuracy and
Thanika Van der Walt

Thanika Van der Walt

Personal Assistant & Broker administrator

Thanika has 16 years experience in the financial services industry. With this wealth of experience, Thanika thrives on efficiency and

Corporate solutions

Cratos Life analyses business needs and objectives to provide cost effective group solutions.

Health

Discovery Health is South Africa’s largest administrator of medical schemes Discovery Health is the leading medical scheme administrator in South Africa, providing administration and managed care services to over 3.3 million beneficiaries. The business has a market share of over 40%

Short Term Insurance

Why choose Discovery Insure Discovery Insure offers you comprehensive, flexible and affordable insurance tailored to your lifestyle. The cover also includes innovative technology, rewards, benefits and service features. Discovery Insure offers unique innovative benefits, including: Market-leading, comprehensive car insurance at highly

Life

Why do I need life insurance? Life insurance takes care of your loved ones when you’re unable to. Life insurance or life cover provides you and your family with financial protection against life’s uncertainties. In the event of your death, your

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Address

  • Block 4, Level 1
  • Oxford Manor Office Park
  • 196 Oxford Road
  • Illovo