Why do I need life insurance?

Life insurance takes care of your loved ones when you’re unable to. Life insurance or life cover provides you and your family with financial protection against life’s uncertainties. In the event of your death, your life assurer will pay out a lump-sum amount to help you and your family with financial obligations from funeral costs to outstanding debt. However, comprehensive life insurance also covers you for events such as disability and severe illness, such as cancer.

Discovery Life’s comprehensive life insurance

We offer you and your family flexible personal financial protection at a cost-effective premium. We also reward you for living a healthy life.Our benefits cover a full range of possible life-changing events, from death and disability to severe illness, loss of income, and much more. It is a comprehensive offering that ensures no matter which stage of life you find yourself in, when you need it, you will be covered, rewarded, and financially secure.

Discovery Life products

Purple Life Plan

The Purple Life Plan from Discovery Life is exclusively available to select clients with more than R10 million in life cover. The Purple Life Plan offers a collection of customisable benefits, covering the full range of possible life-changing events.

Smart Life Plan

Working in the industry for as long as 25+ years, we were fortunate enough to acquire thousands of loyal customers, just as well as gain a reputation of a reliable insurance provider.

Dollar Life Plan

Discovery Life can help you to protect your family’s future with an innovative product that provides cover in the most widely used global currency, the US Dollar.

Global Education Protector

Discovery Life can help you to plan for and protect your children’s future and their education.

Business Life Plan

Your Discovery Business Life Plan can cover business owners for disability, severe illness and death with a range of comprehensive benefits.

Funeral Plan

Discovery’s funeral cover includes a range of value-added options to help ensure that your family and loved ones are well taken care of.


Discovery Health is South Africa’s largest administrator of medical schemes Discovery Health is the leading medical scheme administrator in South Africa

Short Term Insurance

Why choose Discovery? Insure Discovery Insure offers you comprehensive, flexible and affordable insurance tailored to your lifestyle


Enhanced investment opportunities to create and build your wealth At Cratos Life, we build your investment plan around you