We all need some form of medical aid cover to make sure that we are able to get the proper treatment and care when we need it most. Without medical aid, most of us cannot afford the costs of long hospital stays or care for serious injuries, surgery or illnesses.
Medical schemes help us finance life’s unexpected health expenses. Therefore, if you don’t have medical cover yet, it makes sense to get it as soon as possible.
If you already have medical aid, it’s a good idea to evaluate your cover each year to make sure that it’s still suited to your needs. This also helps with adjusting your cover to accommodate any changes in your life or health, such as being diagnosed with a chronic condition or having a child.
Traumatic events are another reason why medical aid cover is vital. Events like car accidents, crime-and sport-related incidents can happen to anyone at any time. The costs you incur due to these high-risk events can run into thousands of Rands. Most people can’t afford this at any stage in life, especially not when young.